What Is It: Scammers are posing as an individual’s friend on Facebook and sending them messages about a “Federal Government Empowerment Money Program.” Scammers will say they have received a large amount of money from the program after sending in a small “transaction” fee. Government Grants for Education. There are literally hundred of State & Federal, non Profit organizations, and private foundations that give out millions in scholarships, financial aid, and education Government Grants to students who want to go back to school or people that want a career change.
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Perhaps you are currently unemployed, working part time, have credit card or personal debt, or are ill. Free Personal grants from the government include a wide variety of grants that include all of these needs. These grants are available for emergency or long-term funding to get you back on your feet.
The US government grants program is a program through which individuals and institutions can access federal grants. The grant application process is lengthy and resource intensive. As such, it is imperative that applicants understand the process before applying for a grant. Additionally, applicants should also consider their eligibility prior to commencing the grant application. Top 20 Grant Management Software: Review of Top 20+ Free and Premium Grant Management Software. Top Free Grant Management Software: Fluxx, PeopleSoft Enterprise Grants Management, Award Force for Grants Starter, GrantHub, Wizehive are some of the Top Free Grant Management Software.Top Grant Management Software: Abila Grant Management, Workday Grants Management, Blue Wren GRM, eCivis. The Grant guide provides you with all the tips, tricks and trade secrets for hunting down and obtaining your free government grants. Free Grant Application Instant access to 100% of the federal and state programs. How to write a grant proposal with samples of successful proposals. Business plan software Free Consultation with a Grant Start-Up.
There is no limit to the amount of personal grants that you can apply for, nor how much you will be awarded. Individuals are being awarded up to $50,000 in personal grants, to help out with so many personal needs! And your credit history is not a factor, as this is money that does not have to be repaid.
Personal grants are most commonly awarded through your local, state or federal government branches; and occasionally can be found through private sources.
Personal grants are most plentiful for families in need. If you are a low income family you could be eligible for childcare grants, grants to help pay your rent and even groceries. So far in 2009 over $162 million in federal grant money has gone to temporary assistance for needy families. At this rate, personal grants to these families are surely to pass last year’s $17.3 billion in total federal grant money given for the same cause.
If you are a disabled person there are also many personal grants that you could be eligible for. Many people with disabilities are perfectly capable to live on their own, but unfortunately lack the funds to equip their houses with the tools necessary for them to move about. The government recognizes their unfortunate predicament and gives personal grants to these people to encourage independent living. With the money awarded, individuals construct ramps into their houses, and make other necessary home renovations.
Disabled individuals will also be pleased to learn that last year $175.5 billion in federal grant money went to medical assistance programs which among their resources, provide home nurses or attendants free of charge to help disabled people living at home.
Most American citizens will find that regardless of their financial situation, age, or race they will qualify for a variety of personal grants.
Below are just some of the many reasons that you could receive personal grant money:
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- Home Repair
- Mortgage Payments
- Rent
- School Supplies
- Real Estate Taxes
- Utility Bills
- Groceries
- Child Care/Day Care
- Legal Services
- Medical Bills
- Public Transportation
- General Living Expenses
- Housing Assistance
- Consumer Debt
- Lesson Payments
- Tutoring/Teaching
One of the great things about being an American citizen is that you have access to free government grants. It is therefore a very good idea to apply for any free grants and/or free grant money you may be eligible for.
As a single mother attending school, you probably already know about the very popular Pell Grant which is made possible by the federal government, but have you heard of the National Science and Mathematics Access to Retain Talent (SMART) Grant? It’s designed for high GPA (3.0 average) students who study math, science, or certain foreign languages. If this sounds like you, you can apply for on this website or read on to find out more about how it works.
About the SMART Grant
The National Science & Mathematics Access to Retain Talent Grant or SMART Grant for short is a federal grant worth up to a whopping $4,000. The grant money can be used for the last two years of undergrad study. The amount of grant money you will be approved for, if any, is based on several factors which we will discuss below. While there is not a fixed number of grants given out (due to varying amounts granted), there is a set amount allotted by Congress each year for this particular grant program. Therefore, the number of applicants and the number of recipients are not always the same, and while you may meet all of the requirements for receiving the grant, if the money runs out, then you will not receive anything. One condition of the SMART Grant is that when combined with Pell Grant money (also a government grant), the amount may not exceed the total cost of attending school. This includes all tuition, books, and fees, as well as room and board.
How to apply for the SMART Grant
To apply for the SMART Grant, all you need to do is fill out and submit a FAFSA by your specific school’s financial aid cutoff date. The Free Application for Federal Student Aid (FAFSA) can be submitted one of three ways.
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- Your first option is to go here and apply online, this is the best and most efficient option.
- Your second option is to head over to this website and download the application form in a PDF version (please note that this application must be mailed in).
- The third and final option for completing your FAFSA is by calling 1-800-4-FED-AID or 334-523-2691 to request a paper version of the form.
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The great thing about the FAFSA is that by filling it out, you will automatically be applying for all federal grant programs. When your award letter for financial aid arrives, if you have won a SMART Grant, it will be included there. A few things to note, to be eligible for this grant, you must meet all of the qualifications listed here:
- You must be either a junior or senior in college
- You must be seeking a major in one of the following: Life, computer or physical sciences, technology, mathematics, or engineering. An alternative option is a foreign language deemed to be critical to our national security
- You must be a full-time student, or at least enrolled full-time.
- You must take a minimum of one course that is required to attain your major. This must be completed during the semester you are awarded the SMART Grant.
- Lastly, you must currently possess and maintain a minimum of a 3.0 GPA during the time period that the SMART Grant is awarded.
About the SMART Grant Program
The National Science and Mathematics Access to Retain Talent (SMART) Grant is a need-based grant program that was created 2005. It is a federally funded grant program that has the ability to double a student’s federal grant money effectively. This grant can be received in addition to the Pell Grant (although the total amount for the two cannot exceed the total expenses for the period) and is made available to any junior or senior college student that meets the qualifications and also shows a financial need beyond what the Pell Grant money offers.
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If you are a single mother that qualifies for this grant, it can give you the financial boost you need to pay for school without taking money out-of-pocket. Further, applying for the FAFSA is a good idea for anyone attending school to find out what kind of aid you can get. Be sure to ask your school when the FAFSA deadline is and make sure to get your application in before that time.
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++ Popular grants for single mothers